Privacy Policy
Introduction
This Privacy Policy describes how 9047017999 and its affiliates ("we", "our", "us") collect, use, share, protect and process your personal data through our website https://scs.agham.co.in/ ("Platform"). You may browse certain sections of the Platform without registering. We do not offer products/services outside India and your data will primarily be stored and processed in India.
By visiting this Platform, providing information or using services, you agree to this Privacy Policy, Terms of Use and applicable service conditions, and consent to processing under Indian laws. If you do not agree, please do not use the Platform.
Information We Collect
We collect personal data when you use our Platform, including but not limited to:
- Name, date of birth, address
- Mobile number, email ID
- Identity or address proof
- Transaction details
- Preferences and usage behaviour
Sensitive data such as bank details, payment information, or biometric data may be collected only with your consent and in accordance with applicable law. You may refuse to provide information by not using certain services.
If third-party partners collect your data, their privacy policy applies. We are not responsible for third-party privacy practices.
If anyone claiming to represent us asks for your PIN, password, or banking credentials, do not share such information and report it immediately to authorities.
How We Use Your Information
We use your personal data to:
- Provide requested services
- Process transactions
- Improve customer experience
- Resolve disputes and troubleshoot issues
- Inform you about offers and updates
- Prevent fraud or illegal activity
- Conduct research and analysis
- Enforce our terms and policies
If you do not grant permissions required for certain services, access to those services may be limited.
Sharing of Information
We may share your data with:
- Our group companies and affiliates
- Business partners and sellers
- Payment providers and logistics partners
- Marketing and advertising partners
- Law enforcement or government agencies when required by law
We may disclose data when necessary to enforce policies, respond to claims, or protect rights, safety or property of users or the public.
Security Precautions
We use reasonable security practices to protect your information from unauthorized access, misuse or loss. We use secure servers and follow internal security guidelines. However, internet transmission is not completely secure and users acknowledge inherent risks. You are responsible for safeguarding your login credentials.
Data Retention & Deletion
You may delete your account through your profile settings or by contacting us. Account deletion results in loss of all data associated with the account. We may delay deletion if there are pending claims, disputes or services.
We retain personal data only as long as necessary for the purpose collected or as required by law. We may retain anonymised data for research and analytics.
Your Rights
You may access, update or correct your personal data using the features provided on the Platform.
Consent
By using our Platform or providing information, you consent to collection, use, storage and processing of your data in accordance with this Policy. If you provide personal data of others, you confirm you have authority to do so.
By visiting our Platform or by providing your information, you consent to the collection, use, storage, disclosure and otherwise processing of your information on the Platform in accordance with this Privacy Policy. If you disclose to us any personal data relating to other people, you represent that you have the authority to do so and permit us to use the information in accordance with this Privacy Policy. You, while providing your personal data over the Platform or any partner platforms or establishments, consent to us (including our other corporate entities, affiliates, lending partners, technology partners, marketing channels, business partners and other third parties) to contact you through SMS, instant messaging apps, call and/or e-mail for the purposes specified in this Privacy Policy. You have an option to withdraw your consent that you have already provided by writing to the Grievance Officer at the contact information provided below. Please mention “Withdrawal of consent for processing personal data” in your subject line of your communication. We may verify such requests before acting on our request. However, please note that your withdrawal of consent will not be retrospective and will be in accordance with the Terms of Use, this Privacy Policy, and applicable laws. In the event you withdraw consent given to us under this Privacy Policy, we reserve the right to restrict or deny the provision of our services for which we consider such information to be necessary.
Policy Updates
We may update this Privacy Policy periodically. Significant changes may be notified as required by law. Please review this page regularly.
